Business Today

It can be said that our financial activities-whether credit card debt, monthly expenses, rent, or bills, home loans cannot be separated from our lives. Therefore do not be surprised if a large amount of debt or financial condition directly affects our emotional life, physical, and spiritual.

Imagine when half of your income must be deposited back into your bank to pay off your credit cards every month. This is a sign that you’re driven by money (or debt). Income is no longer a sign that you’re independent, but become a source of stress because some must be used to repay debt.

“Women should build a healthy and honest relationship with money,” says financial expert Suze Orman. “We also need to see this relationship as a reflection of our relationship with ourselves.”

It is important to ensure that our financial condition remains healthy. Suze Orman says, at least five things that indicate that your financial is well enough:

1. you realize about your “money personality”. This can be seen from your family background, whether your parents to invest in property, have a bank account which provides low-interest, mutual funds, or in fact they in debt? Your habit of saving and using money, the way you invest, argued about money, and how the financial perspective, partly shaped by how you treat your parents’ money while you are still small. Your money personality directly affects your relationship with money, and the more you aware of this, the more you’re not dependent on money.

2. You dare to take financial risks. Dare to take risks in financial terms are not always mean that you dare to invest $50,000 in new business of a friend, or your hobby shop with a credit card bill until you reach hundreds of million rupiah. Financial risks can also be classified as a smart move, for example if you buy a home as an investment, or looking for ways to make money from your hobby.

3. You have savings, investments, or credit card account. If you have accounts at the bank itself, it already indicates that you are financially independent women.

4. You have financial goals individually or in pairs. Your goal as a married couple, usually the home is being able to pay bills in a matter of few years.

5. You understand fundamental financial problems. Call it about health insurance, pensions, interest, income taxes, and so forth. The more you master financial problems, the more you become independent, because you know what you should do with your money.